Drug Driving or Motoring Convictions?
Insurance for Drug Drivers
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A driving licence endorsement is classed as a conviction. The rehabilitation period for driving licence endorsements is a period of five years, after which they will be classed as 'spent'. You must declare all 'unspent' convictions to insurers when required to do so.
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All insurers are authorised and regulated by the Financial Conduct Authority (FCA).
Driving, attempting to drive or being in charge of a vehicle with any specified controlled drug in your system that exceeds the maximum legal limit for that drug is a criminal offence.
It is also a criminal offence to drive a vehicle while you are unfit through any drug if that drug impairs your ability to drive that vehicle.
A drug driving related conviction will inevitably lead to an endorsement on your driving licence by the DVLA.
Drug Driving Conviction Codes
|DRUG DRIVING OFFENCES|
(the following licence endorsements remain on driving licence 11 years from date of conviction)
|DG10||Driving or attempting to drive with drug level above specified legal limit||3 - 11 points|
|DG60||Causing death by careless driving with drug level above specified legal limit||3 - 11 points|
|DR80||Driving or attempting to drive when unfit through drugs||3 - 11 points|
|(the following licence endorsements remain on driving licence 4 years from date of offence or from date of conviction if a disqualification is imposed)|
|DG40||In charge of a vehicle while drug level above specified legal limit||10 points|
|DR90||In charge of a vehicle when unfit through drugs||10 points|
Having a drug driving endorsement on your driving licence will usually result in an increased cost of insurance, this is because insurers will deem you a higher risk to insure.
Some insurance companies will simply refuse to insure you and others will increase the premiums so much that taking out insurance with them is simply not affordable.
There are insurance companies who actually specialise in providing affordable non-standard high risk insurance for convicted drug drivers.
Get a quote above and your details will be passed onto several convicted driver insurance specialists who will all provide you with their best quote.